20 Industries

Commercial Industry Lease Risk

Exposure ratios, failure statistics, unique risks, and negotiation priorities for every commercial lease industry.

20 Industry Guides Industry × State Guides

Commercial

Food & Beverage Industry

12-18x monthly rent

60% of restaurants fail in year one. Your lease doesn't care.

Commercial

Health & Beauty Industry

8-14x monthly rent

Salons and spas invest $60,000-$150,000 in plumbing that becomes a $40,000 restoration liability.

Commercial

Healthcare Industry

14-20x monthly rent

Medical and dental leases average 10-15 years with $400,000-$600,000 in total exposure.

Commercial

Fitness Industry

15-25x monthly rent

80% of independent gyms fail within 5 years — while sitting inside 10-year leases.

Commercial

Professional Services Industry

8-14x monthly rent

Law firms and accounting practices sign leases with $200,000-$500,000 in exposure, then don't audit them.

Commercial

Retail Industry

8-14x monthly rent

Physical retail is challenged by e-commerce — but retail leases still create $150,000-$400,000 in exposure.

Commercial

Tech & Creative Industry

8-14x monthly rent

Tech startups sign 3-5 year leases before Series A — then face $200,000+ in personal guaranty exposure.

Commercial

Franchise Industry

12-20x monthly rent

Franchisors get you excited about the brand. They often don't mention the $400,000 in lease exposure.

Commercial

Childcare & Education Industry

12-18x monthly rent

Childcare businesses sign 10-year leases with $375,000 in exposure — then face license revocation risk.

Commercial

Auto & Industrial Industry

8-14x monthly rent

Auto repair and industrial tenants face lease exposure plus environmental liability that can dwarf the rent.

Commercial

Food Production Industry

10-16x monthly rent

Commercial kitchen leases combine restaurant-level restoration costs with industrial environmental liability.

Commercial

Cannabis Dispensary Industry

15-25x monthly rent

Cannabis dispensary leases create $500,000+ in exposure with no federal bankruptcy protection.

Commercial

CBD & Wellness Industry

8-12x monthly rent

CBD and wellness retail occupies a legal gray zone that creates use clause risks most tenants never consider.

Commercial

Pet Services Industry

12-18x monthly rent

Veterinary clinics and grooming salons create $300,000-$500,000 in specialized build-out exposure.

Commercial

Event Venue Industry

15-25x monthly rent

Event venues sign 10-year leases at $15,000-$30,000/month and create $1,000,000+ in exposure with no guaranteed revenue.

Commercial

Medical Spa Industry

12-18x monthly rent

Med spas combine medical regulatory complexity with spa build-out costs — creating $350,000-$500,000 in exposure.

Commercial

Coworking & Flexible Workspace

15-20x monthly rent

Coworking operators sign 5-10 year master leases while members pay month-to-month — a mismatch with extreme risk.

Commercial

Pharmacy & Compounding Industry

14-20x monthly rent

Pharmacy leases at $6,000-$12,000/month create $400,000-$800,000 in exposure with DEA premises-specific registration.

Commercial

Dental Specialty Industry

14-22x monthly rent

Orthodontists and oral surgeons sign leases with $400,000-$700,000 in exposure and specialized equipment that can't move.

Commercial

Urgent Care Industry

14-20x monthly rent

Urgent care centers sign 10-year leases at $8,000-$15,000/month before proving the location works.

Industry × State Guides

State-specific lease risk analysis for 5 high-exposure industries across 10 states.

Commercial Industry Lease Risk

Industry × State Guides

Restaurants — 10 state guides

Dental Practices — 10 state guides

Retail Stores — 10 state guides

Medical Offices — 10 state guides

Fitness Industry — 10 state guides